RAM and Agency congratulatory graphic

Ðǿմ«Ã½ Ðǿմ«Ã½ Announces Regional Agency Leadership Promotions

New regional structure places experienced leaders closer to independent agents. Longmont, Colo. – June 23, 2026 – Ðǿմ«Ã½, the title insurer that is uniquely responsive to the needs of independent agents, is pleased to announce several regional agency leadership promotions designed to strengthen support for independent agents across key markets. The promotions include Tracy Pace, Florida …

A person signs a document labeled “Wire Transfer Instructions†at a closing table, with keys, a closing disclosure, and a judge’s gavel in view—symbolizing the legal and financial risks associated with real estate wire transfers.

Wire Fraud and the Rising Standards of Tech Due Diligence

By Tom Weyant, VP, Risk Management and Data Privacy Officer, Ðǿմ«Ã½ Ðǿմ«Ã½ When wire fraud occurs, the loss of funds can be deeply distressing. That pain is now often compounded by the legal baseline for “reasonable care†dramatically shifting. Courts no longer view wire fraud or deepfakes as unavoidable cyber events or tragedies. Title agents now face escalating legal risks …

Antique key suspended by a thin cord in a dim study.

Midyear Snapshot: Economic Volatility Keeps Real Estate Market On Tenterhooks

The U.S. real estate market entered 2026 with cautious optimism. After a period of elevated interest rates, affordability pressures and uneven buyer activity, many industry observers were looking for signs that the market might finally regain its footing. In 2025, the market had languished against the backdrop of a broader economy struggling with volatility around shifting tariff policy. This year, …

Christina Fojas - welcome graphics

Ðǿմ«Ã½ Ðǿմ«Ã½ Adds New Talent To Its Texas Team

Christina Fojas’ hiring as Underwriting Counsel will deliver more value to agents By Adam Mohrbacher Longmont, CO — (May 14, 2026) — Ðǿմ«Ã½, the title insurer that is uniquely responsive to the needs of independent agents, has made a key new hire. Christina Fojas has joined the underwriter as Underwriting Counsel for Texas. With Fojas’ hiring, …

A wooden mannequin hand releases a scaling trail of email envelopes that grow larger, symbolizing how small, repeatable marketing moments build up into a big brand impact.

Make Small Marketing Moments Matter

Small client touchpoints can pay off in a big way By Adam Mohrbacher Many people assume that the best way to market their business is through a large marketing campaign. But the truth is, such initiatives can often be prohibitively expensive and time-consuming. That goes double for title agencies, which often must balance multiple priorities simultaneously. One way to overcome …

A person wearing a yellow sweater holds a white notebook on a wooden table next to a white coffee mug. The notebook cover displays a colorful SWOT analysis logo shaped like four interlocking puzzle pieces in yellow, red, blue, and green, labeled with the letters S, W, O, and T.

Your Must-Have Guide To SWOT Analysis

Build out your SWOT for a complete picture of your business. By Adam Mohrbacher As any business leader knows, there is a huge difference between having an idea for your business and bringing it to fruition. One way to increase your chances of success is to utilize what’s known as a SWOT analysis. SWOTs bring increased visibility to your operations, …

Stephanie Schneider - welcome graphic

Underwriting Counsel Joins Ðǿմ«Ã½ Ðǿմ«Ã½â€™s New Mexico Team

Stephanie Schneider will provide critical support to regional agents. By Adam Mohrbacher Longmont, CO — (June 10, 2026) — Ðǿմ«Ã½, the title insurer that is uniquely responsive to the needs of independent agents, is pleased to announce that it has added top talent to its Southwest operations. Stephanie Schneider has joined the company as Underwriting Counsel …

Close-up image of a hand holding a large silver stopwatch against a bright white background with a softly blurred keyboard. Red motion streaks behind the stopwatch create a sense of urgency and speed, symbolizing the time-sensitive nature of cyber insurance reporting after wire fraud incidents.

When Wire Fraud Happens, Your Cyber Policy Clock May Already Be Running

By Elyce Schweitzer, Regulatory Compliance Officer, Ðǿմ«Ã½ Ðǿմ«Ã½ Cyber insurance can be an important protection for title agencies, but it is not a guarantee that every fraud-related loss will be covered. A recent federal case, Spinnaker Insurance Company v. Heart of Gold Title, LLC, 2026 WL 710135 (S.D. Ohio Mar. 13, 2026), offers a useful reminder of how quickly coverage …

A bright aerial view of a suburban subdivision with a transparent plat map overlay showing lot boundaries, parcel dimensions, curve tables, and legal description details, illustrating how legal descriptions identify and define real property ownership.

Legal Descriptions: The Real Property Identifier

We’ve heard it before: location, location, location! But, without understanding the “where,†there can be real confusion about what a person is purchasing and how to locate the property.  Real property is identified with what is known as a “legal descriptionâ€. A legal description is what a property owner conveys – not a property address. Errors in a property’s legal …

Modern real estate professionals reviewing a secure digital transaction on a laptop surrounded by glowing cybersecurity and trust icons, symbolizing safe closings, fraud prevention, encrypted communication, and consumer confidence in title services.

21st Century Trust Signals: Helping Consumers Keep Transactions Safe

Show clients your commitment to protecting the transaction while helping them understand their role in the process. Today’s businesses face a unique challenge. They must find ways to showcase their trustworthiness to audiences that are increasingly distracted. That challenge becomes even more important in title insurance. Businesses are continually signaling to audiences in various ways whether or not they are …